Attention adventurers and property seekers –
Stake your claim in the Hub of the Americas
… and get in on the beginning of a wave of growth and prosperity

With its glittering skyline, historic gems, spectacular beaches
(on two oceans), cool, mountain retreats, rainforests, and a
rich eco-diversity, your choices are wide and bountiful. 

With its first-world infrastructure, US dollar, and English language,
the adjustment is painless, and life here is comfortable and easy. 

With an enviable cost of living, the world’s best retirement
incentive program, and prices long since forgotten in the US
and other popular Central American destinations,
your money goes a long, long way. 

All this with a stable, military-free government,
and an economic future that’s so bright,
even Donald Trump is investing here.

But you’d better not wait too long – eager investors are starting to line up …

– Panama –
The Hub of the Americas Real Estate Tour
September, 2007

Dear Fellow Traveler and Property Seeker,

Have you ever dreamed of a day like this?

You take an early morning walk in the rainforest, where you see a sloth and a toucan in their natural habitat…

You return to your glittering high-rise apartment for a late breakfast, and spend the morning catching up on correspondence and business matters by high-speed internet connection, all the while gazing out on a spectacular bay and a skyscraper-studded skyline…

You follow this with a five-star lunch, and some shopping at the modern downtown mall…

Finally, you cap off the day with a leisurely drive and a stroll along the salt-and-pepper sands, before taking your evening cocktails as the sun sinks serenely into a placid, mirror-like sea.

Fantasy?  Yes.  Reality?  Also yes… but only if you're in Panama.

Believe me, it's possible.  And the amazing thing is, this is just one of many scenarios – there's so much diversity in this country, there are a hundred different things you could have on your To Do list… and have them all satisfied (although it may take longer than a day).

It won't cost you a fortune either, as you might imagine a dream life would.  Consider this:

• You could have a lock-up-and-leave-it luxury condo getaway in a glittering high-rise overlooking the bay… for less than $175,000!
• How about a restored 18th Century colonial mansion to rent out in a UNESCO-designated World Heritage site… for just $285,000!

• Or a sumptuous garden apartment to start your new life, in an exclusive gated community with a spectacular view of the speckled sand beach just a few minutes walk away… for a mere $250,000!
• Maybe a lot to build your dream retirement home according to your own design, in a cool mountain retreat that's rated amongst the world's best retirement locations… for less than $100,000!

All this in a peaceful, friendly environment with first-world convenience and facilities ... where your everyday cost of living is just a fraction of the US or Europe ... where English is widely spoken ... and you can use your US dollars to pay for it.

A sense of optimism… and tremendous real estate prospects

Panama's always been one of our top retirement places for all these reasons and more, but there's something special about it right now. 

It's not just the widespread construction – of high-rises, colonials, and residential and vacation developments – that's in progress, reflecting this nation's growing prosperity. 

It's not just that Donald Trump has chosen to stake his first claim in Latin America on the upscale peninsula of Punta Pacifica, effectively announcing loud and clear that Panama City is amongst the world's leading cities. 

It's something beyond that, something in the air – a buoyant, optimistic feeling that things are going well and are going to get better. 

Maybe it’s the decision to expand the Canal (approved by an overwhelming majority in a national referendum) that’s behind it, given the prosperity it’s sure to bring.  Whatever it is, all the economic statistics and fundamental indicators – the Canal aside – confirm that the people of this country have every reason to believe it’s on a strong upward path.

Which means that, with all the good news and attention it's getting, it won't be too long before increased demand will start pushing up those compelling real estate prices.

However, it's not too late… yet.  In fact, the timing may be perfect right now, given the potential for property appreciation that's likely to follow.  There are still tremendous values available, whether you're looking for a new or second home abroad, a retirement nest egg, a vacation getaway, or purely an investment property.  And it wouldn't be surprising if values increase by 20, 30, 50% and even more over the coming years.

This is precisely why we're taking a small group of savvy real estate seekers on a special insider's tour  – so that you can stake your claim in this diverse and beautiful country, and position yourself to benefit from the wave of prosperity that's already started and is set to continue well into the future.  It's our Hub of the Americas Real Estate Tour, and we'd like you to be part of it.

There'll be something for everyone on this trip.  And if you're unsure about what you're looking for, it'll give you as solid a foundation as you could wish for to make your decision.  Regardless of your ultimate goal, you'll see plenty to whet your appetite.

Let's take a look at why this isthmus of a nation makes so much sense right now.

A metropolis of many personalities and a
wealth of opportunity – the flash of the new…

Panama has so much to offer, it's hard to know where to start.  It has an impact literally from the moment you arrive.  First Tocumen, the modern and efficient international airport, and then the skyline – it's such an impressive sight, you'd be excused for thinking you'd just arrived in Miami rather than Panama City. 

(In fact, the locals joke that the McDonald's franchises and glass skyscrapers make Panama City the "Miami of the South," except that more English is spoken here.)

121 high-rises shape the city's profile, and dozens of others are springing up left and right.  One of them will be "the Donald's" latest venture, the $220-million, sail-shaped Trump Ocean Club, scheduled to break ground in late 2006 and open in 2009. 

With another 100 projects in the planning stages, supply is still plentiful, and at prices that are hard to believe.  Here's an example of the type of high-rise condo you'll find on the Hub of the Americas Real Estate Tour:

• Spectacular ocean views, 3-bedroom, 3½-bathroom, modern design, imported tile, marble & granite counter-tops, all appliances, maid's quarters, pool, sauna, gym, walking distance to renowned Atlapa Convention Center, Caesar Park Hotel & Casino, and tons of dining options in an increasingly trendy part of town: $172,000

You'd be lucky to find anything remotely like this in Miami for less than half a million.

… the class of the old…

Naturally, skyscrapers aren't the only game in town.  Over in Casco Viejo, the capital's historical quarter and UNESCO-designated World Heritage Site, there's a renovation wave in progress.  Old architectural gems are being bought up and refurbished, conjuring up the atmosphere of its days of French and Spanish influence. 

With construction costs running well below $100 a square foot, a classic colonial-type jewel would cost a fraction of the equivalent in an historic quarter of a US or European city.  You'd also be blocks from the Presidential Palace and the National Theater, in a neighborhood where its renovated bars, restaurants, and boutique hotels make you feel like you're walking the streets of New York City's Soho.

The hive of building activity is not a façade, either – Panama City's the real thing, with first-world infrastructure to match its skyline: high-speed internet, daily flights to about six cities in the US and frequent flights to other parts of the globe, high-class fashion and department stores, fine restaurants, banking and financial services, all the foods, appliances, and other products you're used to in the US, and world-class theater and cultural activities (many in English) to satisfy even the most eclectic of tastes. 

… and the peace of the natural

It also has something that few if any of the world's leading cities can boast – a rainforest reserve within its limits.  The 655-acre Parque Natural Metropolitano offers glimpses of keel-billed toucans, anteaters, sloths, and white-tailed deer – talk about exotic and interesting neighbors!

While we're on the subject, how about this just outside the city for an enticing mix of nature and the bright lights:

• Private, gated golf community forever protected by a living rain forest on one side and the shimmering Panama Canal on the other, world-class golf, tennis, swimming, full-service spa, gym, restaurants, meeting and activity rooms, a mere drive from the white-sand beaches of the Pacific Ocean, spectacular views of the Panama City skyline and luxury cruise ships as they make their way through the Panama Canal, residences include luxury villas, town homes and terrace condominiums nestled among tall palms and fruit laden mango trees, marble and wood finishes, ceilings that soar, walls of glass to capture the water views.  From $198,000/$297,000.

Wow!  Now that's a cross-section of property styles to choose from, one you're unlikely to find in any comparable city, whether in Central America or beyond.

"The world's most beautiful retreat" –
now less undiscovered, more accessible

Of course there's more to this amazing country than the city.  That's why Harper's Bazaar referred to it as "… the most beautiful retreat in the world and almost undiscovered". 

It's why the Boston Globe called it "…an undiscovered tourist paradise." 

It's why Lonely Plant talks of "…some of the finest diving, snorkeling, birding, most accessible rainforest in the world and scores of picturesque islands with hardly a human on them."

It's why the Global Mail said that it was "poised to become one of the darlings of the travel world," and that "… it's being touted among travelers in Central America as the next Costa Rica – only cheaper and less crowded."

The list goes on – the New York Times, National Geographic Traveler, Travel and Leisure, Conde Nast Traveler, and Budget Travel, amongst others, have all written about Panama's beauty and affordability.

All this press means that it's no longer quite as undiscovered as it was.  But it's no less beautiful.  And with the exposure, it's made access easier.

Two oceans… and myriad options

Access to places like its coastline… over 1,200 miles of it.  With two oceans to choose from,

Panama offers enough coastal variety to keep all ocean-lovers happy, whether your preference is for fishing, surfing, windsurfing, snorkeling, diving, kayaking, horse-riding, or simply swimming and beach-combing. 

The Pacific coast offers mile upon mile of salt-and-pepper beaches, dotted with towns, fishing villages, residential and vacation developments, and even gated golfing communities.  The eastern-most stretches of the white-sand beaches of the popular Arco Seco, which enjoys a drier climate than the rest of the country, are less than an hour from the capital.  They're popular with city dwellers over the weekend, but you can have them virtually to yourself during the week.

There's a wide selection of properties in this area, including condos, garden apartments, and luxury apartments, and at prices to suit all budgets.  Some even include golf course membership.  Here's a sample of what we'll be looking at:

• Punta Barco – just 48 miles from the capital, one of the most exclusive beach areas of the country, set amongst prize Peruvian horse-breeding farms and million-dollar homes in a secluded cove, 3-bedroom, 3-bathroom condos, garden apartments, and villas with spectacular ocean and mountain views.  From $192,000.

By way of comparison, similar high-end properties in Costa Rica start at around $400,000.

Further west on the Pacific Coast, the black sand beaches around Panama's second city, David, are more remote with fewer developments.  Perfect for those in search of more seclusion.

Until recently, the Pearl Islands – just 50 miles from Panama City in the Gulf of Panama – were the secret of locals, the wealthy, savvy island seekers, and the fortunate few who happened to stumble upon them.  However, the popular Survivor TV series has changed all of that, and put these jewels squarely on the map.  With a history of pirates and pearls, the islands are home to prolific wildlife, turquoise waters, and countless deserted white-sand beaches waiting for footprints to be left on them. 

While Contadora is the best-known among them – it served as a refuge for the deposed Shah of Iran, and hosted the 1977 treaty signing that resulted in the 1999 hand-over of the Canal – there are over 200 other islands and islets, most of them deserted, and some of them just starting to see development.  Here's an example, our destination on the tour's optional last-day excursion:

• Isla Saboga – on a pristine, unspoiled island with a single village of a few hundred, untouched beaches and aquamarine waters, pre-construction phase 1 prices for a new development in its early stages, villas and houses available.  From $164,250.

On the Atlantic side, the Caribbean center is the English-speaking Bocas del Toro archipelago in the west, known for its stunning coral reefs and white-sand beaches, fringed by lush tropical rainforest.  It's also one of the last affordable areas of the Caribbean, with abundant real estate opportunities for beachfront properties, teak plantations, and island hideaways. 

We'll look at a number of real estate opportunities, including developments on Isla Colon and Isla Bastimentos.  The latter island lies within the marine Parque Nacional Bastimentos, which provides protection for nesting turtles, aquatic birds and mammals, and has terrific spots for diving, snorkeling and swimming.

Bocas, as the locals call it, offers a more peaceful, perhaps even "rough-around-the-edges" kind of existence.  But since their "appearance" in a number of international "Survivor" television programs, the islands are starting to get more traffic.  All the more reason to get in on its prime real estate before prices start climbing.

Cool mountain living… and one of
the world's foremost retirement destinations

Wedged between the two coastlines are the spectacular Highlands, harboring what Modern Maturity magazine rates as the fourth-best retirement location in the world – Boquete.  Enjoying a cool round-year climate, a dormant volcano – Baru, Panama's highest peak – and forests that are home to exotic birds and other animals, it's no wonder that Americans and others are flocking here for its perfect, peaceful lifestyle.

Real estate options abound, whether you're looking for an established community with all amenities, a raw lot for you to weave your own designs, or something in between.  And with prices starting in the $50's, you're sure to find something to match your pocketbook.  For example:

• Exclusive gated community, master planned equestrian community of unparalleled beauty, luxurious Club House (Club membership included), spa, swimming pool, Jacuzzi, fitness center, tennis and volleyball courts, broadband internet, perfect year round weather, views ranging from the Pacific Ocean to the Baru Volcano.  Condos from $160,000, lots from $72,000.

Similar mountain realms such as El Valle de Anton and Sorá are closer to Panama City, offering a similar climate and lifestyle less than two hours from the metropolis.  Here's the kind of property we'll show you:

• At the highest point of the valley, where rainbows touch rooftops, a professionally planned gated community with architecturally-designed 3 and 4-bedroom homes on large generous lots, cool climate with awesome big sky and valley views, the Pacific Ocean in the distance, world-class spa facility.  Lots (0.75 – 2.25 acres) from $113,000.

We could go on – the San Blas islands, the Darien Gap, and the Panama Canal itself…  In truth we've only scratched at the surface of all that Panama has to offer.  There's so much more, it's no wonder it's attracting some serious attention.

The nominal capital of Central America…
and the six spokes of the hub

"Very nice," you say, "but beauty and attractive real estate prices on their own don't necessarily make Panama any more attractive than some other Central American alternatives." 

As it turns out, these aren't the only things going for Panama.  We've already touched on its diversity and first-world infrastructure.  And we do, after all, refer to it as "the Hub of the Americas".  Here are the six main reasons we do:

• The Panama Canal continues to be a major international trade channel, vitally important to the US and increasingly important to the burgeoning economies of the east.
• The Free Trade Zone at Colon on the Canal's Atlantic side is the second biggest in the world, home to some 2,000 businesses.  In short, it's a major commercial distribution center.
• Tocumen International Airport continues to grow as a Central American hub, offering first-world facilities in a more relaxed environment than the security-centric US airports just a puddle-jump away.  Right now it's in the throes of a major expansion to deal with increased business and vacation traffic.  And COPA – the nation's leading airline and #1-rated carrier in Central America – is doubling its fleet and adding 8 gates to its presence at Tocumen to deal with growing demand.
"I've traveled all over the world with many different travel groups.  Your attention to detail is the best.  Congratulations."

J. Meili

• Panama City is a major offshore banking center, with over 80 leading banks having full service branches here, HSBC, Scotiabank, Dresdner, and BNP/Paribas among them.  More importantly, it offers first-class asset protection, banking and financial privacy, guaranteed by law – in this sense it ranks second only to Switzerland.
• With the US dollar as its legal tender and English wide-spoken, the inherent stability of the currency and ease of transacting business have a natural tendency to attract commerce and capital.
• With a burgeoning technology industry and the best submarine Fiber Optic Connection in Latin America, Panama has become the region's technology hub, and leading Internet companies and carriers (such as Global Crossing, MCI, Cable & Wireless, and Sky Online, to name a few) are leveraging the benefits of this gateway to the region.

From transportation to telecommunications, commerce to currency, Panama makes a compelling case for an unofficial title of Capital of Central America.  The reason is simple – it offers facilities and services that its neighbors do not.  And in most cases with a built-in level of security or guarantee.

But that's not all.  It's actually even more compelling than this.

Expansion of the Canal insures Panama's economic future

Just this past October, the country's population ratified – by an overwhelming margin of 4 to 1 – a $5.2B project to expand the Panama Canal.  It will facilitate not only more traffic, such as container vessels carrying Asian goods to the US, but also the "Capesize" bulk carrier – the largest kind of ship for iron ore and coal – for the first time. 

The project is being heralded as one of the biggest changes for world shipping in the last 30 years.  Some are saying that it guarantees Panama's economic future for the next 10 years. 

Here's how Kathleen Peddicord, publisher of International Living, sees it: "Elsewhere in this Central American region, political posturing is taking center stage. In Panama, though, the focus seems squarely on business, trade, and economic growth. The Canal Referendum, now passed, assures the country's position as the Hub of the Americas for the foreseeable future. It's a shout being heard 'round the world and reminding us all how committed this country is to its agenda of peace and prosperity."

Believe it or not, this is still not the end of the story – there's more…

Top of the class in Latin America for stability and growth…

When Donald Trump announced his Trump Ocean Club, to be built on the upscale peninsula of Punta Pacifica, it was – like all of his other investments – the result of careful consideration of all the contributing factors.  To ensure that his first foray into Latin America would be a success, he chose a locale that offers two primary elements – stability and growth. 

Like any rational businessman, he wasn't going to plunk down a huge chunk of money if there was any risk of it being appropriated by a banana republic dictator.  That's why Panama was such an obvious choice.  Ever since the overthrow of Manuel Noriega in 1989, Panama has been run by freely elected democratic governments committed to peace and prosperity.

In fact, a constitutional amendment in 1994 permanently abolished the military.  With its western neighbor, Costa Rica (also without an army), Panama has effectively created a demilitarized zone.

As far as the economy is concerned, the inflation rate for the past 40 years has averaged less than 2%.  I'd say that's about as stable as it gets.

On top of that, Panama's economy grew at 7.9% in the first half of 2006.  That's after 6.4% growth in 2005.  And the IMF has projected that it will be Latin America's top performer in 2007.

All this for a nation that first had to recover from a military dictator that decimated the country, and then had to take over the running of the Panama Canal from the most developed nation in the world.  It's done an outstanding job, and if anything has exceeded expectations, through prudence in its policies and a focus on the fundamentals – stability and growth.

… and a friendly, welcoming philosophy
that embraces foreign investment

Part of this successful philosophy has involved courting and embracing foreign investors.  It does so with a set of generous incentives:

• A 20-year exemption of any import taxes due on materials, furniture, equipment, and vehicles
• A 20-year exemption on real estate taxes for all assets of the enterprise
• Exemption from any tax levied for the use of airports and piers
• Accelerated depreciation for real estate assets of 10% per year

Given all the positives, it wouldn't surprise me to hear that the term "no-brainer" became part of the Trump vernacular as he considered Panama in his Latin American options.

However, let's put this in perspective.  While it's clearly a great boost for Panama to have someone like Donald Trump lend his brand name to its own promotions, the investment opportunity isn't restricted to the billionaires and commercial emperors of the world.  It's wide open for the individual as well, and in the same arena – real estate.  For example, the 800 units of the Trump Ocean Club are all for sale… to individuals.  Ditto for all the others, both built and being built – they're for sale to individuals.

The same is true for the incentives – they kick in as soon as the investment exceed $50,000.  There are also additional 15-year tax exemptions on income-earning real estate investments in one of the special "tourist zones" such as Casco Viejo.

And the same parameters of stability and growth apply equally to each individual investor as they do to a major commercial name.  Which is why "no-brainer" should be part of your own vocabulary when you talk of Panama's investment potential.

Or better yet – when you talk of it as a potential new home or retirement location.  That's when the real personal benefits kick in, benefits that go way beyond the initial outlay for your apartment, condo, cottage, or villa…

Live and stay healthy for pennies on the dollar

Earlier we talked about Panama's low cost of living.  To lend it some substance, here are some real-life examples:

• Fill your grocery cart with water and soda, eggs and bread, butter and cheese, olives, nuts, ham for sandwiches, pancake mix, and more, for less than $20
• Enjoy a full dinner at a mid-range restaurant for $10 a person
• Hire a gardener for just $1.25-1.50 an hour (still substantially above the minimum wage)

Medical costs are generally a fraction of those in the US, with the same level of care, since many Panamanian doctors are US-trained.  And without the lawsuits that are commonplace in the US, insurance is far cheaper too.  For example, the insurance copay on a doctor's visit is $7.00, while you can get your teeth cleaned for $15.

So are drugs, with many available over the counter that require a prescription in the US.

The cost of living is surely cheap here, by anyone's standards.  But it gets even cheaper if you qualify for Panama's pensionado program.

Up to 50% discount under the world's best
retirement program… but only if you're at least 18

Are you older than 18?  Good.  Then you qualify for all of the following:

• Import tax exemption for household goods
• Tax exemption to import a new car every two years
• 50% off entertainment anywhere in the country (movies, theaters, concerts, sporting events)
• 30% off bus, boat, and train fares
• 25% off airline tickets
• 50% off hotel stays from Monday through Thursday, and 30% from Friday through Sunday
• 25% off at restaurants
• 15% off hospital bills (if no insurance applies)
• 10% off prescription medicines
• 20% off medical consultations
• 15% off dental and eye exams
• 50% reduction in closing costs for home loans
• 25% discounts on utility bills
• 15% off loans made in your name
• 1% less on home mortgages for homes used for personal residence

This is just a sampling – the list is long and appealing.

It's hard to believe that all you need to enjoy all these amazing benefits is a minimum monthly pension of $500 (plus another $100 per dependent) to be eligible.

There's no mystery to it either – the application process is a breeze.  It's a one-time application, it takes about a month, and no renewals are necessary.

There is simply no other retirement incentive program anywhere in the world that comes close to it.

Increase the fruits of your labor in this
incentive-rich, tax-light business environment

Retirement, of course, doesn't mean you have to stop working.  With all the growth and development going on, there's lots of opportunity if you want or need to be productive or earn an income.  Once again, there are attractive incentives, depending on the type of business you're engaged in.  For example:

• If you generate your income outside of Panama, you're exempt from paying taxes on it.
• If your income is generated from the sale or rental of property, you're exempted from income tax for 10 years. You can also deduct 100% of the costs of the renovation from your income tax, plus you won't have to pay any duties on any materials you import to complete the renovation.
• If you start up a business in the tourism industry and invest a minimum of $50,000, you'll get a 20-year exemption of any import taxes due on materials, furniture, equipment, and vehicles; a 20-year exemption on real estate taxes for all assets of the enterprise; exemption from any tax levied for the use of airports and piers; and accelerated depreciation for real estate assets of 10% per year.

These are some pretty serious incentives, certainly worth considering how one might structure a business to benefit from them.  And if you can't take advantage of them, so be it – at least Panama's tax burden is known for its "lightness".

Let inside knowledge and experience
guide you to the best option … for you

With so much upside to investing in Panamanian property, with all the benefits of setting yourself up in this bountiful, beguiling country, and with all the opportunity that awaits you, how are you going to make your choices?  That's where we can help – through the Hub of the Americas Real Estate Tour.  After all, there's no better way of getting the inside scoop than going with someone who's been doing it for so long.  We took our first group to Panama around the time the Canal got handed over, and we still enjoy going back as regularly as we do.  It's been a fulfilling experience to see it start coming of age and getting the recognition it deserves.

We also make sure that it's a thoroughly enjoyable vacation for you as well.  For starters, you'll be staying in some of the best hotels, lodges and resorts the country has to offer – from the elegance of the Hotel Bristol in Panama City, to the lush surrounds of the Finca Lerida Lodge in Boquete; and from the Caribbean welcome at the Hotel Bocas del Toro, to the high-class experience of the Coronado Resort on the Pacific coast.  You'll also enjoy a sumptuous selection of top-notch local and international cuisine along the way.

Of course, we take care of all the details – in-country flights, transfers, real estate tours, and introductions to the valuable contacts who will fill you in on all you need to know.  But we also take things one step further…

One of the things we've learned is that when things start hotting (change to heating) up, as they have been in Panama, it's often better to partner with someone "on the ground"… someone who has their finger on the pulse, staying on top of things as they change (which they sometimes do on a daily basis)… someone who knows where to go, whose door to knock on… someone who has a feel for the next best thing. 

That's why we're partnering with HR Realtors on this trip.  They're local, they're small, they're dedicated, and they have the personal touch.  And they can walk you through all the processes, precautions, pitfalls, and procedures that you'll need to know to make a valuable, safe, and wise property investment. 

Title insurance?  They'll handle it.  Pensionado or visa application?  It's taken care of.  Formation of a corporation to purchase the property?  Consider it done.  Mortgage, finance and relocation questions?  Answered.

And, of course, they'll ensure that you see the best property deals around. 

In short, you'll get full service treatment, from before you even get on your Tocumen-bound flight, until well after you're home basking in the warm memories of a profitable and fulfilling trip.

An incredible opportunity and an excellent value

Some 50,000 Americans have flowed into Panama since the handing over of the Canal in 1999.  They've all made new lives here, drawn by a low-cost, high-quality way of life, offering all the modern conveniences and facilities amid incredible beauty and diversity.  They also saw a good opportunity when it came along – can you?

If you're interested in taking a look at some of the best real estate opportunities available in the Americas today, the Hub of the Americas Real Estate Tour is the way to do it.  You'll get an insider's view, meet a host of valuable people, and get more information in a few days than you'll ever be able to research on your own.  More importantly, you may find the property of your dreams.  And – let's not forget – you'll also have a lot of fun doing it.

For all this, we're asking only $2,297 (single supplement $550), an incredible value in anyone's language.  The cost includes all hotel accommodations, airport transfers, in-country flights, all taxes, most meals, first evening's cocktail reception, extensive real estate information and tours in each location, access to experts and introductions to the best opportunities, professional bilingual guides, and assistance throughout the tour by our own tour coordinator.

We're also making an optional side trip available on for an additional $149 per person to visit a brand new development on Isla Saboga in the Pearl Islands.  It will give you a rare glimpse into a truly pristine environment – even more untouched than Contadora – and a chance to take advantage of pre-construction prices on a very special property.

When you reserve your place before February 15, 2007, you'll save $100 off the registration fee. And if you're an Oxford Chairman Circle Member, an Alliance Member, an Agora Financial Reserve Member, a Lifetime Member, or a Past Tour Attendee, we'll extend an additional $100 discount.

When you consider the in-depth exposure you'll get to the Panama real estate market, and the precious insight you'll be picking up from our expert resources, this seems an almost paltry sum to pay.  I'd wager that you're likely to recoup your costs in valuable intelligence within the first couple of days on the trip.

In order to preserve the informal atmosphere that we have found ensures you the most enjoyment and value, we restrict our tours to small groups only.  I must tell you that the spots are already filling up, so if you're interested in finding out first-hand about the incredible opportunities in the Hub of the Americas, please don't wait to reserve your place. Click below now to sign on, call Agora Travel at (800) 926-6575 or (561) 243-6276, or email us at info@agoratravel.com .

I urge you to contact us soon. I expect this trip to fill up fast, and I'd hate for you to miss out.

Warm regards,

Barbara Perriello

PS.  It would take years to amass the kind of information you'll discover on the Hub of the Americas Real Estate Tour, and you'll get access to experts and resources that you'd be unlikely to find yourself.  You'll also have fun with a group of like-minded, adventurous people, who may just have interesting tidbits of their own to share.  It may be your passport to a new life, the retirement you've always dreamed of, or the windfall that your stock investments have been denying you all these years.  So don't delay – click below to reserve your place, call us at (800) 926-6575 or (561) 243-6276, or email us at info@agoratravel.com .

Travel at 1-800-926-6575 or 1-561-243-6276 or email: info@agoratravel.com.